Terms & Conditions
Last updated: 12 September 2026
1. Acceptance of these terms
By accessing or using this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this website.
2. Who we are
This website is operated by Groath Analytics, registration number K2020869877, with its registered address at Johannesburg, Rosebank ("Groath", "we", "us").
3. Nature of the information on this site
The content on this website — including the description of Analytical Consulting, Business Development, and Building for Inclusion — is provided for general informational purposes about Groath and its services only.
References to the "Sisonke" concept and any financial-inclusion product ideas described on this site are concept-stage and do not constitute an offer of any financial product or service.
4. Using this website
You agree to use this website lawfully and not to:
- submit false, misleading, or fraudulent information through our contact form;
- attempt to gain unauthorised access to the website or its underlying systems;
- use automated means (bots, scrapers) to interact with the website or its forms other than standard search-engine indexing;
- use the website in any way that could damage, disable, or impair it.
5. Intellectual property
Unless otherwise indicated, the text, layout, and branding on this website (including the Groath name and logo) belong to Groath Analytics or its licensors. You may view and print pages for your own personal, non-commercial use, but may not reproduce, republish, or distribute content from this site without our prior written permission.
6. Enquiries submitted through this site
Submitting the contact form does not create a client relationship, engagement, or any contractual obligation between you and Groath. Any such relationship is only formed once both parties sign a separate written agreement.
7. No warranties
This website is provided "as is". While we take reasonable care to keep information accurate and up to date, we make no warranty that the website will be uninterrupted, error-free, or fit for a particular purpose.
8. Limitation of liability
To the maximum extent permitted by South African law, Groath will not be liable for any indirect, incidental, or consequential loss arising from your use of, or inability to use, this website. Nothing in these terms limits liability that cannot be limited under South African law, including the Consumer Protection Act 68 of 2008 where it applies.
9. Links to other sites
This website does not currently embed or link to third-party content, tools, or tracking services. If that changes in future, this section will be updated to name them and describe any related risk.
10. Governing law
These terms are governed by the laws of the Republic of South Africa, and any dispute will be subject to the non-exclusive jurisdiction of the South African courts.
11. Changes to these terms
We may update these terms from time to time. The "last updated" date above reflects the most recent revision. Continued use of the website after a change constitutes acceptance of the updated terms.
12. Contact us
Questions about these terms can be sent to info@groathanalytics.co.za
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